Employee Healthcare - on Your Terms

This program is an ERISA self-funded insurance plan managed by Redirect Health exclusively for members of the Modern Business Council. The risk pool is managed by Newpath Mutual Insurance Company. See program guide for details.

1. Routine physical/exam; gynecological exam; mammogram; pap smear; prostate testing(PSA); other routine lab and immunizations. In-network routine endoscopy, colonoscopy, sigmoidoscopy, vision or hearing screening for children, and x-ray will also be included at no cost(with authorization) when required by provisions of the Affordable Care Act. Visit www.hrsa.gov for all Minimum Essential Coverage as outlined by the Affordable Care Act.
2. Maximum allowable is 140% of Medicare allowable.
3. See Summary Plan Document (SPD).
4. ALE Minimum contribution is the greater of 50% of employee only or 9.61% (2022).

* Households with at least one member who uses tobacco products are NOT eligible for the inclusive $75 discount as reflected in the Hospitalization prices.

† Any doctor who accepts the Redirect Health Usual, Customary & Reasonable (UCR) Agreement can be in-network.

^ Eligible benefits subject to deductible and copay counts toward max out-of-pocket.

This overview is intended only as an illustration of the benefit plan design. Please refer to your Plan Document for actual coverage, limitation, and exclusion provisions.